Who an account belongs to

Every account names the member or members it belongs to. That is a separate question from who uses it day to day.

What ownership decides

A transaction records who spent or who earned. Ownership records whose wealth the account is. The two are different, and an account you use every day may not be one you own.

It matters most for Zakat. Zakat is worked out for each member rather than for the household, so an account split sixty–forty puts sixty percent of its balance into one person’s zakatable wealth and forty percent into the other’s. The same split drives per-person reporting elsewhere.

Setting the split

Ownership sits inside the account form, below the everyday fields.

Select each member who holds a share. Adding or removing someone splits the account evenly between whoever remains, which is usually what you want. Adjust the figures from there when it is not.

An account belonging to one person is simply that person at a hundred percent.

Why it has to come to a hundred

The percentages must total exactly a hundred, and every named owner must hold more than nothing. Until both are true, the account will not save.

The rule exists because a balance has to belong somewhere in full. If the shares came to ninety, a tenth of that money would sit in nobody’s wealth and disappear from every per-person figure, Zakat among them.

To take someone off an account, deselect them rather than setting them to zero.

Who can change it

Only the family owner can set or alter ownership. Everyone else sees the split as it stands.