Recording income, expenses, and transfers
Every rupee that moves is one of three things. Choosing the right one is what keeps your balances honest.
Last updated 14 August 2026
Income
money entering the family
Expense
money leaving the family
Transfer
money moving between your own accounts
Recording an expense
An expense is money that leaves the family and does not come back — groceries, fuel, school fees, a gift given.
On mobileMoreExpensesOn desktopExpenses
Open the Expenses page and choose Add expense. On a phone the "+" at the centre of the bottom bar does the same thing and works from anywhere. If you are both an earner and a spender it offers you a choice; if you hold one role, it opens that form directly.
Three things about the form are worth knowing.
An account is required.
An expense has to come from somewhere, and it will not save without one. The account you used last is offered first.
The currency is not yours to choose.
Each account holds one currency, and your amount is always in that one. Where it differs from your family's base currency, the conversion is handled and the rate appears below the amount.
The Member field appears only if you own the family.
Everyone else's entries are filed against themselves.
The rest is what you would expect: amount, category, date, an optional note, and a toggle for expenses that repeat.
Recording income
Income is money arriving from outside the family — salary, rent received, a business payout, a gift.
On mobileMoreIncomeOn desktopIncome
It works the same way as an expense. Choose Add income, name the account it landed in, and record the amount in that account's currency.
Record income against the member who earned it. Zakat is calculated per person rather than for the household as a whole, so an entry filed against the wrong member moves someone's zakat with it.
Recording for someone else
Only family owners can file an entry against another member. Everyone else's income is recorded against themselves.
Recording a transfer
A transfer moves money between two accounts you already own — bank to wallet, savings to current, or a credit card repayment.
Transfers live in the Accounts area, not behind the "+" button, which offers only income and expense.
On mobileMoreAccountsOn desktopAccounts
A transfer never changes your net worth
Moving ₹10,000 from savings to your wallet leaves the family exactly as wealthy as before. That is why transfers are excluded from your income and expense totals — logging one as an expense will understate your savings for the month.
Accounts and currency
Each account holds one currency. Every entry against that account is in that currency, which is why the form never asks you to pick one.
When an account's currency differs from your family's base currency, the entry is converted using a rate fetched at the time you record it. That rate is shown below the amount, so you can see what was applied.