Members, roles, and what each can do
Owner or member decides what a person may do. Earner and spender decide which screens they see.
Last updated 15 August 2026
Everyone in a family is described along two separate lines, and the two are easy to confuse. One sets what a person is allowed to do. The other sets what they see.
Owner or member
The role is the permission. An owner can open Settings, manage everyone in the family, change who an account belongs to, and file an entry against someone other than themselves. A member does none of those.
A family can have several owners. It cannot have none.
Earner and spender
These two switches decide which screens a person sees. Mark someone an earner and Income appears for them. Mark them a spender and Expenses appears. Turn both off and neither does.
They are a description of the household rather than a restriction on it. Someone who does not earn has no use for a screen about earnings.
A missing screen is usually a missing switch
If someone says Expenses is not in their menu, check their spender switch before looking anywhere else. It is the common cause by a wide margin.
Changing someone's details
On mobileMoreSettingsFamilyOn desktopSettingsFamily
Each member has a card carrying their name, their role, and the two switches. Changes save as you make them — there is no separate save step to remember.
Removing someone
Removal sits at the end of each member card, and two cases are refused outright. You cannot remove yourself. You cannot remove the last remaining owner — promote somebody else first, then remove.
A removal can also be turned down for other reasons, and the message will say which. Deal with whatever it names, then try again.
Settings is owner-only
The family page sits behind Settings, and only family owners can open it. If you cannot find it, you are not an owner of this family.